The story below changes or omits all the proper names, because that's the decent thing to do, but it would be even more decent not to write this at all, as it wouldn't be that difficult to figure out who these people are, and they don't come off well. Balanced against my need to get all this off my chest, I'm afraid I'm going to err on the side of selfishness.

Background, some of it anyway. I spent the last two decades at a variety of financial institutions. There have been interesting technical challenges and smart people to work with …

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